Two-way verification
No balance ever changes until both people agree. Every entry waits for the other party to confirm — so the ledger is always honest.
About kasama.loan
kasama.loan is a peer-to-peer financial ledger built on a rigid two-way verification loop. It helps friends, family, and groups keep track of casual debts, shared expenses, and item loans — and settle them without the awkwardness.
What you can do
Log in seconds
Record a debt with an amount, a person, and a tap. Smart defaults, recent contacts, and quick date buttons do the rest.
Lend to anyone
Send a secure link or QR to someone not on kasama.loan yet. They sign in and the entry binds to their account — and you become contacts.
Group splits
Trips and shared bills, settled automatically. The clearing engine nets everyone out with exact, centavo-accurate math.
Interest & installments (Pro)
For more formal loans: add a percentage or flat interest and a repayment interval. Your first one is free; unlimited with Pro. Plain IOUs always stay simple.
Verifiable documents
Turn any confirmed loan into a formal PDF with a scannable QR and a verification hash anyone can check at kasama.loan/verify.
Due-date reminders
Add repayment dates to your own calendar — Google, Apple, or Outlook — so nobody forgets. No notifications to enable.
Yours to keep
Light and dark themes, attach receipt photos, export your data anytime, and add it to your home screen so it opens like an app.
Private by design
Sign in with Google — no passwords. We don't sell your data, post on your behalf, or charge to track casual debts.
Your loan document
Any confirmed loan can become a clean, printable PDF — set in a formal serif, listing both parties, the agreed terms, and the full confirmation timeline. Each carries a SHA-256 verification hash and notes that identities are authenticated via Google sign-in. Email appears only with each party's consent.
On the roadmap
- Native Android & iOS apps. For now, kasama.loan works in any browser and installs to your home screen like an app.
- Lender tools. A dedicated view for people who lend often — portfolio, schedules, and reminders — built on the same honest, two-way ledger.
- Friend circles & richer group tools for the people you settle up with most.
Want the deeper picture? Read the kasama.loan whitepaper — how the two-way verification ledger works, the trust model, and where it's headed.
Questions or feedback? See our Privacy Policy.